Lending Guidelines

24-hour underwriting decisions ... guaranteed!

We do what we say we'll do ... no last minute changes at closing, and we guarantee 24-hour underwriting decisions.

Property Types We Service

		Office		NOO Homes		Restaurants		Marinas
		Retail		Apartments		Gas Stations		Bed and Breakfasts
		Mixed Use		Mobile Home Parks		Churches		Auto Repair
		Industrial		Hotels/Motels		RV Parks		Fully Entitled Land Loans

Loan Specifications ...

Credit Criteria: A to D credit. In most cases, credit won’t be an impediment to completing the loan transaction.

Income Verification: We do require income verification. However, we are flexible in what we utilize. If not tax returns, then P/L’s, leases, rent rolls, or bank statements.

Short Term Loans: In most cases, our loans will be used as a BRIDGE to get a borrower to a more conventional loan. Our 1-5 year loan term provides a workable solution and interest-only payments make it convenient and affordable for our borrowers.

Easy Prepayment Penalty: 1% for the first six months, none thereafter.